Monthly Archives: September 2015

accounting-services

5 Reasons To Outsource Your Accounting Work

Running a small business is no mean feat. There is so much to consider and do that it can be challenging to keep track of it all. Outsourcing your accounting work is one way to help lighten the burden, and it also has many advantages for you and your business.  1 Accounting  is one of such firm that you can engage and some of the main benefits of using external accounting services are:

  • Freeing up time
  • Cutting back on costs
  • Less chance of fraud
  • Avoidance of tax issues
  • Expert assistance

Freeing Up Time

If you have been trying to handle your accounts yourself, you will free up your time considerably by outsourcing to external accounting services. You will be able to concentrate on other aspects of running your business that require your time and attention and leave the accountancy side of the company to the experts. Your company will be a lot more successful in the long run when you have the freedom to attract more customers and offer a higher level of service in your day to day operations.

Cutting Back On Costs

If you have already hired the services of a full time or part time in-house accountant, you will be able to save money if you outsource your operations to an external agency. Hiring a permanent employee means that you are obliged to pay for benefits packages that could easily be eliminated by using an outsourced service instead where you pay simply for the accounting itself and nothing more.

Less Chance Of Fraud

Small businesses are a lot more likely to be victims of fraud as they have less facility to check for abnormalities in billing or financial transactions. Using an outsourced accountancy service means that your company will be protected from fraud as an external eye will be able to keep a closer eye on the accounts to spot any issues quickly.

Avoidance Of Tax Issues

You may know how to run a business, but tax law is a complex area. If you are handling your own accounts, you may easily make a mistake when submitting your paperwork and end up facing problems in the future which could cost your business substantial sums. Avoid these pitfalls by outsourcing your accounts.

Expert Assistance

Outsourced accountants are experts in the field. When you use their services, you are gaining access to a team of specialists who are thoroughly conversed with tax laws and know all the ins and outs of the industry. You can rely on the highest standards of advice and experience when you use an outsourced firm.

probate-lawyer

Guide To Choosing The Right Probate Lawyer

A probate lawyer is a legal professional who specializes in handling the estates and financial affairs of the deceased. They are responsible for assisting the executor of the will through the probate process and can also offer guidance and legal advice in the event of the will being contested.

Which Areas Of Probate Law Can A Probate Lawyer Help With?

A probate lawyer is able to locate and secure the deceased’s assets as well as obtaining appraisals of all the deceased’s property. It is part of their remit to ensure that all paperwork is correctly filed with the probate court and to collect the proceeds from any life insurance. A probate lawyer will also offer advice as to the best ways to pay and finalize the debts of the deceased as well as any estate or inheritance taxes. They can guide the deceased’s personal representative through any property sale or ensure that the property is transferred into the beneficiary’s name if there is to be no sale. They will also assist with any disputes that arise between the beneficiaries of the will.

What Is The Best Way To Find A Good Probate Lawyer?

There are several factors that you should bear in mind when looking for a high quality probate lawyer. Here are some of the main things to consider:

  • Specialism
  • Experience
  • Customer service
  • Good communication
  • Fees

 Specialism

One of the most important things to consider when choosing a good probate lawyer is whether or not your chosen legal professional is a specialist in the probate field. Some firms use general lawyers who have no particular specialism to handle probate and this is not an ideal situation for any client, but especially in cases where there are likely to be issues with the will. In all circumstances it would be best to find a probate lawyer who specializes in this area of law, but it is especially vital if disputes are expected to arise over the handling of the deceased’s estate and assets. Only a specialist will have the in depth knowledge of the complexities of probate law to be able to offer the best advice in these circumstances.

Experience

One of the main questions you should ask any probate lawyer is how many years of experience in the probate field they have. It would be advisable to choose a legal professional who has had several years of practice and has handled a wide range of cases.

Customer Service

Assessing whether or not your chosen probate lawyer’s office has good customer service begins as soon as you make the first telephone call. Is their phone manner polite and helpful? When you meet the lawyer, are they professional yet approachable, making you feel valued as a client? Do they return your calls and provide updates as and when expected? Poor customer service suggests a poorer quality of service all round.

Good Communication

When discussing issues with your chosen probate lawyer do they explain the legal processes involved clearly and in a way that you can understand? It is imperative that you choose a lawyer who can communicate well so that you can remain fully informed about the progress of the case.

Fees

Avoid any firm that wants to collect their fees as a percentage of the estate. You should ask for a quotation before deciding to proceed and compare quotes from a number of companies before making a final decision.

One way to find a reliable probate lawyer is to ask for recommendations from friends and family members. If a firm has done a good job for someone you know, it is likely that they are trustworthy and competent. Do not, however, feel obliged to use the same firm that drew up the will. You need to choose a lawyer that feels right for you, regardless of any family association.

photo-album-download

Photo Album Software Will Create and Preserve Memories From Your Favorite Photos

We celebrate so many occasions in our life; graduations, weddings, birthday’s, vacations and so many other memorable times with families and friends. The first instinct a person has when attending a celebration is to grab a camera and begin taking photos of all those smiles and actions that they never want to forget. Being able to recall those memories through photographs can be done over and over again; however, often the dates and times start to get hard to remember. This detail makes photo album software so important in keeping those details recorded and forever preserved.

In these days of rapidly growing technology you are able to simply search on your computer for “photo album” and receive many various services that will allow you to create your own personalized photo albums online. The services allow you to export your photos from your personal files and import them into a selected size or orientation of a book. The online images will show you as you place the photos in the book how your finished product is going to look. They allow for you to choose borders, backgrounds, text of your choice and even to decorate the pages with theme based stickers. With simple clicks of a mouse a page can be created, dated and a message about the memory entered into a personalized photo album that will capture any event you choose. Once you have entered all photos, imprinted your memories onto the pages with the text option and created the pages to capture the theme of your events, the service will then print the photo album in either hardcover or softcover and ship right to your mailbox.

This online service is very convenient, but there is also a more hands-on approach to creating your own photo albums. Photo album software will enable you to create a memorable photo album where the only limitation is your imagination. You are able to design every page, edit features allow for photo fixes and there are endless ideas for embellishments, words and paper patterns for you to use. When choosing the photo album software to use make sure it includes:

  • An album Organizer
  • A photo editor
  • A book-style preview
  • Varying text options
  • Photo Embellishments
  • Project templates

These are the options you will need to create a unique book that will include the personality of the event you want to preserve.

When your book is complete and looks just the way you imagined, many photo album software programs allow for you to email your completed project to whoever you want to share it with. If you want to have your book printed you would be able to save it as a JPEG file and request a professional printer assemble and bind the pages into a book.

Choosing the right photo album software program that is right for you is important. You want the program to run smoothly and be easy to navigate. Once you have gone through and sorted all you favorite photos into the ones that will be included in the book, you do not want to spend a lot of time figuring out the program or have it stall mid-way through your creation. Creating photo albums with your software should be fun and completely enjoyable. You should not have to worry about functionality but be focused on the creation and design of each page

glass-curtain

The functions of Glass Curtains

What is a glass curtain?

A glass curtain is a fully retractable, frameless, sliding glass panels installed in people’s homes. Like their name suggests, a glass curtain can be fully retracted to one or both sides of where they’re installed. When they are closed, they protect the interior from the weather – snow, ice, frost, rain, and also noise, insects, haze and dust.

Some people might mistake them for windows or doors, but technically a glass curtain is neither. They are temporary fittings, much like regular curtains or blinds. They’re just curtains only they’re made from glass, and like curtains they’re retractable. They swing and stack to the side, like curtains and their tracks are surface mounted, so they’re not a structural construction installation.

Unlike curtains, the glass curtain is very sturdy and their transparency allows a lot of natural light to enter, and they can block out noise and prevent haze, dust, and rain from entering.

 Common uses and benefits

With balcony glass curtains in place, parents and pet owners do not need to worry about them falling off, and they can provide protection from the weather and noise. You can easily retract the curtains when you want to let the outdoors in, and when the weather is bad you simply close them like you were closing a door.

The curtains can be used to partition the indoor space in separate areas that provide quieter, more private spaces. The curtains are flexible and easy to use. 

Glass curtains and Wind

Glass curtains have been reliably tested and have passed permeability tests to meet German DIN 1249 standards, and the U.S’s wind and water standards to withstand a load of 250km/hour. These tests provide curtains with strength to protect against the elements, and the gaps are merely 2 to 3mm. They’re also too small for there to be loud whistling noises during windy days.

Water concerns

As mentioned above the curtains are put through permeability tests to meet standards to withstand weather, the frameless glass curtains are shown to be effective in keeping water in most conditions. There’s usually a guarantee of 95% water tightness. The tracks are usually sealed with silicon on all sides to keep water out.

Also the glass is usually 10mm of tempered glass for thickness.

Outside Noise

Glass curtains have been shown to reduce background noise by 25dB

Installation

The installation of the glass curtains in a home will take 1 to 2 days. The installation depends on the scale and the order’s complexity. The installers behind the work are usually efficient and clean, so they won’t disturb the rest of the house. They’ll also tidy up after themselves when they’ve finished the job.

Self installation is a little bit more problematic, you would have to get advice from the Smartwindows.com.sg and warranty period is usually for five years.